💰 Attracting money: psychology of finance and paths to success 🧠
The issue of attracting money worries absolutely everyone. Show me at least one person who would not like to be rich. That's right, there are none. And what about you? Can you fulfill all your desires today? And invest in investments? You work every day, let's say, successfully cover household expenses and small bonuses for yourself/family. But what if you have a vacation? Unforeseen expenses? A loan?
You think that tomorrow you will be able to earn more and then you will be able to think about your own wants, pay off the loan for an apartment/car faster and live a little “happier”.
You look with envy at those who always have money: “They are lucky.” It seems to you that he must have had circumstances, connections, “super brains,” and you have none of these. You will say: “Attracting money, investments, big incomes – this is not my story.” But in vain. Everything is much simpler than you think. So why aren’t you rich yet?
A short excursion
For a long time, traditional financial models were built only on rational and logical theories, which assumed that people behave logically and predictably for the most part. But something went wrong… In the “ideal” field of finance and economics, “non-ideal” people appeared, with their anomalies and “behaviors”, often unpredictable. According to traditional economic understanding, people are rational subjects who maximize profits and strive to improve their well- being.
At the same time, it is said that emotions and other factors do not influence people when making economic decisions. Which does not correlate at all with the reflection of reality.
You can take courses, read a magic book, get trained by coaches on the topic of financial and life success, but none of this will work. Until you yourself are ready to grow. Of course, you will be given a recipe, but without the right ingredients you will not cook the dish; self-confidence, the right habits, goal-setting and persistence are what you can move forward with.
In the meantime, even if you dream big and talk about wanting to become someone, someone else becomes that someone. Why does this happen? Most people understand that they need to make an effort, and they seem to do something for this, but they are constantly returned to the point “0”. The reason for this: internal triggers and the lack of a clear goal. Triggers and attitudes Negative money attitudes or so-called triggers can interfere with getting along with money: A trigger (from the English trigger -) is an event, a “signal”, a circumstance that causes a certain reaction or experience in a person, based on past positive or negative experience.
Simply put, everything that happens to us is recorded in our consciousness. Something goes deep into the subconscious and “emerges” at the most unexpected moment. A trigger can be considered both the smell of coffee beans, which will prompt us to go to a coffee shop, and a smell that will cause irritation, because the person who once offended you used the same perfume.
The key to this concept is a behavioral reaction. Moreover, a person may not be aware of it at all; simply not recognize the connection between events. And there is nothing wrong with that, because we cannot remember everything, much less realize and record the smallest details – that’s one. If we have triggers, it means our psyche protects us, creating a kind of “block” on a difficult situation so that you can survive it and remain “within yourself.” How is this related to attracting money? Have you ever heard the phrases:
“Big money is not my thing”;
“To save money, you need to save a lot”;
“To earn a lot, you need to do what you don’t like”;
“I can’t afford it”;
“Money is the root of all evil”;
“Modesty is an adornment”;
“I am not able to earn more”;
“I don’t deserve more money”;
“To be rich, you had to be born to rich people”;
“Money spoils everything.”
Money is neutral. People give it positive or negative energy by projecting their internal conflicts, shortages, traumas.
Most of these conflicts are thus “compensated”; in other words, we take out our problems on money – creating financial ones.
Only our personal attitudes and beliefs prevent the growth of our well-being. Perhaps you heard these phrases in childhood, you could see the upset faces of your parents or friends when the conversation turned to money. Therefore, now you can experience fear and tension when touching on the topic of finances – these are the very same triggers. Perhaps you think like this: “I do not deserve more money” – these are already attitudes formed on the same “messages” from loved ones: “Don’t stick your neck out”, “Money is dirt”, etc.
To start attracting money, the main thing is to understand where the root of the problem is buried. Catch yourself in your own thoughts – are they predominantly positive or negative? When you think about increasing your income, what is the first thought that comes to your mind: “To move up the career ladder, I need this and that, but I can’t do it because…” or “What can I do today to have it?” Most likely the first, because you are not a millionaire yet.
Attracting money – how does it work?As you have already understood, the psychology of money is of colossal importance.
The main vector of study is the path to financial thinking. “To become rich, you have to think like a rich person.” In order to “start” that same financial thinking in yourself, you should start with financial habits. They will help you get rid of constant stress and start perceiving money as a tool for achieving freedom and prosperity, and not as an end in itself. Of course, you will need time. Everything does not come at once, but the first step is already part of success. So, we have dealt with our internal “hooks” that pull us back. Now it's time to act. Let's start cultivating the basic principles of financial thinking in ourselves.
Attracting money Goals. 10 reasons and 3 most important
Goals. 10 reasons and 3 most important
Do you have dreams? Desires? And a goal? Do you know what you want? As a rule, a person starts to “float” already with these four questions. The first thing you should do is write down all your “wants”. At least 10 points. Then, choose the 3 most important and one key goal. Then, the only thing left to do is to make a plan and stick to it!
All successful people set a specific goal for themselves, had a clear financial plan and, most importantly, stuck to it.
Visualize, imagine and embody
Probably, everyone has heard of the “visualization map”. Perhaps even your friends have beautiful photos of places they want to visit or any other “dreams” hanging on their walls. Why not do the same? We think figuratively, seeing your goal “visually” every day will help you remember it and that you need to take steps towards its implementation every day.
Attracting money. The ability to save and save
It's not the amount of money that matters, but how we handle what we have at the moment.
For example, you want a car or an apartment, but you don’t have that amount today, and you’ll most likely go for a loan. Which, in turn, will make you happy every month and spur you on, and the phrase “you’ll have to tighten your belt” will become commonplace. Now imagine if you had that money, how would you feel when making such a purchase? Completely different. And it’s not as difficult as it seems at first glance, you can even earn more. First, learn to wisely distribute what you have. At least start saving. You can take any scheme that’s convenient for you. Let it be 50% of your salary for a personal deposit, another 20% for the goal – the rest for expenses. This way, you can form your “safety cushion ” and move closer to the goal.
You might think that if you earned like THAT person, then of course you could save, but all successful people started with themselves, with the skills of financial management and the ability to save/invest wisely. The higher the level a person lives, the more he needs. The higher the level – the higher the expenses. The situation is the same. The ability to save is perhaps one of the most difficult skills. It leaves the feeling that we work just to save. For some tomorrow. But we want to live now. But this is a delusion. So, you take away that very life from yourself, driving it into the same framework and everything goes in a circle.
And as we know, you can't expect a new result by doing the same things. Many people are like instant gratification, while the rich plan and calculate.
You can find interesting facts about money here. Be smart There is such an interesting way to avoid “emotional spending” – put a note in your wallet “Can you afford this now?” Just a minute of your time “to think” and you will not drive yourself into a financial dead end again at the end of the month, and the necessary amount for your goals continues to accumulate.
Emotional spending can keep you in the financial hole for a long time until you understand what it means to buy wisely. Thus, attracting money takes a back seat. Rich people distinguish between price and value.
Tear up the credit cards
If you live in debt – tear up your credit cards. Learn to live “according to your finances” and know the simple principle “you spend more on credit cards”. If you were spending your money, you would think twice.
The second misconception that exists is maximum loan payments. People want to pay them off faster to “take the weight off their shoulders,” but in fact they only deprive themselves of the means to a normal existence. Minimize the loan payment, leaving more for life. This way, you can at least start saving a little and living.
Environment. Learn from the best
People of the same profession attract each other. The same is true for financially literate people. “People who don’t have their own money – can’t teach you how to earn it. You need to know what millionaires do to create their capital. What are their habits? What do they read? How do they invest? What drives them? How do they motivate themselves?”
Grant Cardone
Find a successful person in your circle, or at least someone who always has money. Find out how they do it. Go where it’s scary. Go where there are people who have achieved great success. Find out how they live, how they think. Attracting Money or a Million-Dollar Idea Rich people rarely receive income from one source. They save and invest – and so on in a circle. They know firsthand about financial risks. Focus on what you can do and what you have. Start with at least one idea. It’s already there, you just have to take a closer look.
Many founders of large companies have achieved success precisely because they did not wait for inspiration. They started with what they had, with a simple idea, using different options and ways to implement it. The most interesting thing is that the final product could be completely opposite to the original idea, but it was what brought that very first million. The main thing to do to attract money is to do it. Everything is not as difficult as it seems; look inside yourself – what lights you up, what do you like? Are there any shortcomings, problems in the process of doing what you love. Perhaps this problem can be solved, which will help other people to freely do what they also love. Think, there is definitely an idea – consult with friends, find out their thoughts on this matter. Monitor what experts think. Talk to professionals. Act!
Raising money
Confidence is the key to success To become a millionaire from scratch, you must get rid of the poor man's mindset. Careful work on yourself will lead you to success. If you lack self-confidence, start with something simple – write down everything you have done and everything you have achieved today. Write every day, and in just a couple of weeks you will feel completely different. Do what makes you respect yourself. Get up earlier, go in for sports. Do what you have been putting off for a long time. Such small things lead to amazing results and help attract money well, provided that they are done regularly. Get rid of the poor man's mindset; watch people who live in perpetual shortage, what behavior is typical for them, what phrases do they say most often? Find similar manifestations in yourself and start working on it. When will you start changing the phrases in your head: “I can’t” to “I can”, “I don’t have” to “What do I have”? /”What can I do today?”, then your life will change its vector radically. It will be difficult. Perhaps, this stage is more difficult than goal-setting and planning, because you need to find not just a solution, but change your thinking in order to start attracting money.
You get more than just attracting money
One day, by changing a couple of negative thoughts to positive ones, making a couple of deposits, setting just a couple of goals and taking just a couple of simple steps – you will change your life radically. And only you can decide when this “one day” will happen. Maybe right now? You will get money, a lot of money. You will become rich. Already, even knowing such simple things – you are rich. But knowing how to correctly apply new knowledge – you can get more than money. You will gain freedom, stress from shortages will go away, new goals will appear and life will sparkle with different colors. You will be able to help not only yourself, but also others, increasing the coefficient of usefulness in this world. Interesting people and projects will appear around you, respect.