Why cash is better than a card 12 reasons
We are systematically accustomed to electronic money. But is it really so convenient and safe. We have found a whole list of pros of cash. We share with you.
Money is everywhere
Now it seems that you can pay with a card everywhere, but this is not so. In the market, you still need cash. And pay the fare if you don't have a transport card. And not all taxi drivers can be paid online.
Money does not depend on the Internet
A failure in the payment system that runs on the Internet can happen at any moment in any store. And you, theoretically having money for the purchase, cannot pay for it.
Your money is not controlled by the bank
The bank monitors all transactions for security purposes. If you suddenly decide to transfer a large amount or make another "suspicious" transaction, the bank may block the card until the circumstances are clarified. No one is watching your cash, no receipts will pop up anywhere for what you don't want to talk about. They will not track your income in kind.
Protection from bailiffs
With cash, there is no such situation when bailiffs suddenly write off all the money. Sometimes this happens by mistake, but to fix it, you have to try. And even if the debt is yours, then you can lose the entire amount at the moment, and be left without a livelihood.
Money from the card spend more
When you swipe a card, you can't visually gauge the cost. But looking into a wallet with banknotes, you immediately understand whether it is still worth spending money on. This has long been confirmed by scientists.
The joy of shopping more
For the same reason as above. You realize the value of the purchase, so it becomes more important, makes you more happy.
Spending protection
If you take with you the planned amount in banknotes, then you will not be able to spend more. But on the card all the money with you. At the same time, the estimated sensations are lower. After all, everyone knows about emotional shopping. When you go for one, and to celebrate, you grab a whole bunch more.
Savings and proper budget allocation
As already mentioned, it is easier to evaluate your capital with cash. You can physically sort the money into piles in order to understand how you can spend it, so as not to slide into debt, and possibly save up.
Money warms the soul
Holding banknotes in your hands, counting is a kind of meditation. The person is satisfied. He wants to spend less and earn more.
Money is protected from scammers
Today, new scams are popping up every day. People are being scammed, all money is taken from their accounts. Cash can also be a problem. But the fact that your apartment or pocket will be cleaned today is less likely than the loss of money from the account.
bank failure
People who have already experienced this know that money in the hands of the bank can disappear. The bank goes bankrupt or something, and you're left with nothing.
Bonus from esotericists
Psychics consider money to be a more energetically charged object than plastic. If you have cash, it attracts even more money. What can not be said about a bank card.
Our opinion
Nevertheless, electronic money has its advantages – from home to pay any bills without commission. Therefore, we advise you to withdraw cash after paying all bills.