{"id":258131,"date":"2022-06-27T13:41:00","date_gmt":"2022-06-27T10:41:00","guid":{"rendered":"https:\/\/finance.inform.click\/?p=258131"},"modified":"2022-07-16T03:09:46","modified_gmt":"2022-07-16T00:09:46","slug":"isiklik-kapital-mis-see-on","status":"publish","type":"post","link":"https:\/\/finance.inform.click\/et\/isiklik-kapital-mis-see-on\/","title":{"rendered":"Isiklik kapital: mis see on?"},"content":{"rendered":"

N\u00fc\u00fcd saate sageli kuulda isikliku kapitali loomise vajadusest, sealhulgas kirjutan sellest palju. Mida isikliku kapitali all m\u00f5eldakse \u2013 k\u00e4sitlen selles m\u00e4rkuses l\u00fchidalt.<\/p>\n

\"Isiklik<\/a><\/p>\n

M\u00f5iste "kapital" tuli isikliku rahanduse valdkonda ettev\u00f5tete rahanduse valdkonnast. Kui vaatate s\u00f5naraamatuid, n\u00e4ete midagi sellist:<\/p>\n

Kapital on v\u00e4\u00e4rtus, mida kasutatakse lisav\u00e4\u00e4rtuse saamiseks vabatahtlikul vahetusel p\u00f5hineva tootmis- ja majandustegevuse kaudu. Kapital ei ole lihtsalt v\u00e4\u00e4rtus, vaid ennast kasvatav v\u00e4\u00e4rtus (Wikipedia).<\/p>\n

Kui k\u00f5iki neid ebam\u00e4\u00e4raseid fraase lihtsustada, saame j\u00e4rgmise: kapital on raha, mis loob uut raha.<\/p>\n

Uue raha loomiseks investeerivad ettev\u00f5tted oma kapitali erinevatesse varadesse, teostades sama "tootmis- ja majandustegevust". Inimene v\u00f5i perekond v\u00f5ib investeerida oma raha ka m\u00f5nesse varasse, mis toodab neile uut raha luues tulu. Sel juhul muutub raha kapitaliks.<\/p>\n

\n

N\u00e4iteks kui inimesel on kodus 1 miljon tavalist \u00fchikut, pole see kapital, see on lihtsalt raha.<\/p>\n

Kui 1 miljon tava\u00fchikut hoiustatakse pangahoiusele ja toovad intressi, on see juba kapital.<\/p>\n

Kui 1 miljoni tava\u00fchiku eest ostetakse dollareid ja eurosid, mis kallinevad, luues lisav\u00e4\u00e4rtust, on ka see kapital.<\/p>\n

Jne.<\/p>\n<\/blockquote>\n

Kokkuv\u00f5tteks \u00fctlen, et isiklik kapital on iga inimese v\u00f5i perekonna k\u00f5ige olulisem ja olulisem rahaline vara. Ainult kapitali olemasolu v\u00f5ib viia k\u00f5igi poolt soovitud rahalise s\u00f5ltumatuseni.<\/p><\/p>\n","protected":false},"excerpt":{"rendered":"

N\u00fc\u00fcd saate sageli kuulda isikliku kapitali loomise vajadusest, sealhulgas kirjutan sellest palju. Mida isikliku kapitali all m\u00f5eldakse – k\u00e4sitlen selles m\u00e4rkuses l\u00fchidalt …<\/p>\n","protected":false},"author":1,"featured_media":185183,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_wp_rev_ctl_limit":""},"categories":[841,1257],"tags":[],"class_list":["post-258131","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finantsharidus","category-persoenliches-finanzmanagement-et"],"_links":{"self":[{"href":"https:\/\/finance.inform.click\/et\/wp-json\/wp\/v2\/posts\/258131","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finance.inform.click\/et\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finance.inform.click\/et\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finance.inform.click\/et\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finance.inform.click\/et\/wp-json\/wp\/v2\/comments?post=258131"}],"version-history":[{"count":0,"href":"https:\/\/finance.inform.click\/et\/wp-json\/wp\/v2\/posts\/258131\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finance.inform.click\/et\/wp-json\/wp\/v2\/media\/185183"}],"wp:attachment":[{"href":"https:\/\/finance.inform.click\/et\/wp-json\/wp\/v2\/media?parent=258131"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finance.inform.click\/et\/wp-json\/wp\/v2\/categories?post=258131"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finance.inform.click\/et\/wp-json\/wp\/v2\/tags?post=258131"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}