{"id":257916,"date":"2022-06-19T13:27:00","date_gmt":"2022-06-19T10:27:00","guid":{"rendered":"https:\/\/finance.inform.click\/?p=257916"},"modified":"2022-07-16T02:55:33","modified_gmt":"2022-07-15T23:55:33","slug":"ostame-kinnisvara-millal-raha-uele-kanda","status":"publish","type":"post","link":"https:\/\/finance.inform.click\/et\/ostame-kinnisvara-millal-raha-uele-kanda\/","title":{"rendered":"Ostame kinnisvara, millal raha \u00fcle kanda?"},"content":{"rendered":"<p>Kinnisvara ostu-m\u00fc\u00fcgitehing loetakse s\u00f5lmituks, kui on t\u00e4idetud j\u00e4rgmised tingimused:<\/p>\n<ol>\n<li>M\u00fc\u00fcja ja ostja vaheline m\u00fc\u00fcgilepingu s\u00f5lmimine\u00a0<\/li>\n<li>Tehingu riiklik registreerimine (\u00f5iguste \u00fclemineku registreerimine) Rosreestr<\/li>\n<li>Ostja poolt m\u00fc\u00fcjale tasumine m\u00fc\u00fcgilepingus m\u00e4rgitud summas, mis on kinnitatud kviitungiga (sularahamaksete puhul) v\u00f5i sularahata maksete maksedokumendiga<\/li>\n<li>Kinnisvara v\u00f5\u00f5randamine vastuv\u00f5tmise ja \u00fcleandmise akti alusel\u00a0<\/li>\n<\/ol>\n<p><strong>T\u00e4na arutame \u00fcksikasjalikult kolmandat punkti: lepinguj\u00e4rgset tasumist.\u00a0<\/strong><\/p>\n<p><strong>Millal ja kuidas m\u00fc\u00fcjale raha \u00fcle kanda, et k\u00f5ik oleks seadusega koosk\u00f5las?<\/strong><\/p>\n<p><a href=\"https:\/\/finance.inform.click\/wp-content\/uploads\/2022\/04\/cdf62aba8fbca67ad69691a4a9c2c517-1.webp\" data-rel=\"lightbox\" ><img decoding=\"async\" class=\"SDStudio-light-box-enable SDStudio-editor-tools-md-imp\" src=\"https:\/\/finance.inform.click\/wp-content\/uploads\/2022\/04\/cdf62aba8fbca67ad69691a4a9c2c517-1.webp\" alt=\"Ostame kinnisvara, millal raha \u00fcle kanda?\" ><\/a><\/p>\n<p>Raha \u00fclekandmiseks on ainult kaks v\u00f5imalust, olenemata sularahast v\u00f5i panga\u00fclekandest.<\/p>\n<ul>\n<li>Esimene v\u00f5imalus: raha \u00fclekandmine m\u00fc\u00fcgilepingu allkirjastamise p\u00e4eval.<\/li>\n<li>Teine v\u00f5imalus: raha \u00fclekandmine p\u00e4rast \u00f5iguste \u00fclemineku riiklikku registreerimist. \u00a0<\/li>\n<\/ul>\n<p>Raha \u00fclekandmine tehingup\u00e4eval (DCT allkirjastamisel) ei ole ostjale ohutu. Kuna riiklikust registreerimisest keeldumise korral on tal oht j\u00e4\u00e4da ilma vara ja rahata.\u00a0<\/p>\n<p>Raha \u00fclekandmine p\u00e4rast riiklikku registreerimist on ostjale ja m\u00fc\u00fcjale ohutu, j\u00e4rgides ainult teatud reegleid. Kui tasumine toimub sularahas, siis tasumine toimub l\u00e4bi individuaalse pangaseifi (seifi), millel on m\u00fc\u00fcjale teatud juurdep\u00e4\u00e4sutingimused.<\/p>\n<p>K\u00f5ige sagedamini on juurdep\u00e4\u00e4su tingimuseks ostja ja m\u00fc\u00fcja vahel s\u00f5lmitud ostu-m\u00fc\u00fcgileping, millel on registreerimisasutuse m\u00e4rge \u00f5iguste \u00fclemineku registreerimise kohta. M\u00f5nikord v\u00f5ib lisaks olla lisatud m\u00f5ni muu tingimus (individuaalselt n\u00e4iteks majaraamatu v\u00e4ljav\u00f5te, et m\u00fc\u00fcdud korterisse on pereliikmed v\u00e4lja registreeritud).<\/p>\n<p>Kui arveldamine on sularahata, siis avatakse tehingu p\u00e4eval akreditiiv, mis avalikustatakse p\u00e4rast riiklikku registreerimist ja mille alusdokumendiks on sama registreerija poolt m\u00e4rgitud m\u00fc\u00fcgileping.\u00a0<\/p>\n<p>P\u00f5him\u00f5tteliselt on akreditiivi funktsionaalsus sama, mis pangalahtril. Ainult sularahata makse. T\u00e4nap\u00e4eval on sularahata maksed soodsamad ja turvalisemad kui seifi kasutamine.\u00a0<\/p>\n<p><strong>Sellise arvelduskorraga, kui ostja esitab tehingus raha t\u00e4ies mahus ja seda hoitakse pangas kuni riikliku registreerimise hetkeni ning alles p\u00e4rast seda l\u00e4heb \u00fcle m\u00fc\u00fcjale, on nii ostja kui ka raha \u00fclekandmine m\u00fc\u00fcjale. m\u00fc\u00fcja on t\u00e4ielikult kaitstud.\u00a0<\/strong><\/p>\n<p>Ja te ei pea jalgratast uuesti leiutama. J\u00e4rgige neid reegleid ja k\u00f5ik l\u00e4heb sujuvalt. Igasugune &#8220;isetegevus&quot; sularahaarveldamisel v\u00f5ib saada probleemiks nii m\u00fc\u00fcjale kui ka ostjale.\u00a0<\/p>\n<p>Kui tasute sularahas, peab m\u00fc\u00fcja kirjutama m\u00fc\u00fcgilepingus m\u00e4rgitud summa ulatuses raha laekumise kviitungi.<\/p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Raha \u00fclekandmine p\u00e4rast riiklikku registreerimist on ostjale ja m\u00fc\u00fcjale ohutu, j\u00e4rgides ainult teatud reegleid&#8230;<\/p>\n","protected":false},"author":1,"featured_media":182820,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_wp_rev_ctl_limit":""},"categories":[911,1157],"tags":[],"class_list":["post-257916","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investeering","category-immobilieninvestitionen-et"],"_links":{"self":[{"href":"https:\/\/finance.inform.click\/et\/wp-json\/wp\/v2\/posts\/257916","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finance.inform.click\/et\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finance.inform.click\/et\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finance.inform.click\/et\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finance.inform.click\/et\/wp-json\/wp\/v2\/comments?post=257916"}],"version-history":[{"count":0,"href":"https:\/\/finance.inform.click\/et\/wp-json\/wp\/v2\/posts\/257916\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finance.inform.click\/et\/wp-json\/wp\/v2\/media\/182820"}],"wp:attachment":[{"href":"https:\/\/finance.inform.click\/et\/wp-json\/wp\/v2\/media?parent=257916"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finance.inform.click\/et\/wp-json\/wp\/v2\/categories?post=257916"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finance.inform.click\/et\/wp-json\/wp\/v2\/tags?post=257916"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}