{"id":250770,"date":"2022-11-13T09:12:00","date_gmt":"2022-11-13T06:12:00","guid":{"rendered":"https:\/\/finance.inform.click\/?p=250770"},"modified":"2022-04-25T07:05:15","modified_gmt":"2022-04-25T04:05:15","slug":"kuidas-saeaesta-rohkem-raha","status":"publish","type":"post","link":"https:\/\/finance.inform.click\/et\/kuidas-saeaesta-rohkem-raha\/","title":{"rendered":"Kuidas s\u00e4\u00e4sta rohkem raha"},"content":{"rendered":"

Kas sinuga on juhtunud, et palk kasvab, aga sa pole hakanud sellest v\u00e4hemalt 10% s\u00e4\u00e4stma? Siis hakkad m\u00f5tlema, kuidas rohkem raha s\u00e4\u00e4sta. Tegelikult on parem aru saada, kuidas raha jaotada – seda arutatakse edasi.<\/p>\n

Teie sissetulekust ei tohiks piisata ainult elamiseks: \u00fc\u00fcri, toidu jms maksmiseks. Teie raha peaks teie heaks t\u00f6\u00f6tama ja see on v\u00f5imalik ainult siis, kui raha korralikult \u00fcmber k\u00e4iakse. Siin on m\u00f5ned saladused, mis aitavad olukorda parandada.<\/p>\n

Esikohale seada<\/h3>\n

Kirjutage paberile "Kas sa t\u00f5esti vajad seda?" ja pane see rahakotti. M\u00f5elge, milliste eesm\u00e4rkide nimel s\u00e4\u00e4state P\u00e4rast seda m\u00f5istate, et teine \u200b\u200btass kohvi polegi nii vajalik raiskamine, mis viib teid ka p\u00f5hi\u00fclesandest sammu v\u00f5rra tagasi.<\/p>\n

Koostage ostunimekirjad<\/h3>\n

M\u00f5nikord tahame t\u00f5esti midagi spontaanselt osta. Uus parf\u00fc\u00fcm, T-s\u00e4rk, kallis tee jne. Letil lebab midagi nii ahvatlevat, et meil on raske m\u00f6\u00f6da minna. Lahendus on lihtne \u2013 j\u00e4rgi seda, mida sa paar tundi tagasi kirjutasid.<\/p>\n

kodus s\u00fc\u00fca teha<\/h3>\n

Kodus k\u00fcpsetatu on sageli odavam ja tervislikum kui kohvikutes ja restoranides valmistatu. Lisaks on see v\u00f5imalus ka neile, kel aega napib: internetis on sadu retsepte, mis poole tunniga valmivad.<\/p>\n

Kaaluge kulusid ja tulusid<\/h3>\n

N\u00fc\u00fcd maksame peaaegu alati krediitkaardiga. Mitu korda kuus anal\u00fc\u00fcsige, millistele toodete ja teenuste kategooriatele kulutasite k\u00f5ige rohkem raha. Tihti selgub, et “ostsid kolmap\u00e4eval k\u00f6\u00f6gis tolmu koguva r\u00f6stri" ja p\u00fchap\u00e4eval j\u00e4tsid baari m\u00e4rkimisv\u00e4\u00e4rse summa.<\/p>\n

Maksa k\u00f5igepealt endale<\/h3>\n

Iga\u00fcks annab k\u00f5igepealt raha \u00fc\u00fcrileandjale, kommunaalkulud, ostab toiduaineid jne. Proovige m\u00f5elda teisiti: pange enne raha k\u00f5rvale. L\u00f5petad m\u00f5tlemise, kuidas rohkem raha s\u00e4\u00e4sta ja hakkad otsima uusi sissetulekuallikaid. Seet\u00f5ttu saate professionaalina kasvada.<\/p><\/p>\n","protected":false},"excerpt":{"rendered":"

Kas sinuga on juhtunud, et palk kasvab, aga sa pole hakanud sellest v\u00e4hemalt 10% s\u00e4\u00e4stma? Siis hakkad m\u00f5tlema, et kuidas sul on kunagi palk kasvanud, aga sa ei hakanud sellest v\u00e4hemalt 10% s\u00e4\u00e4stma? Siis hakkad m\u00f5tlema, kuidas rohkem raha s\u00e4\u00e4sta.<\/p>\n","protected":false},"author":1,"featured_media":193927,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_wp_rev_ctl_limit":""},"categories":[841,1257],"tags":[],"class_list":["post-250770","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finantsharidus","category-persoenliches-finanzmanagement-et"],"_links":{"self":[{"href":"https:\/\/finance.inform.click\/et\/wp-json\/wp\/v2\/posts\/250770","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finance.inform.click\/et\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finance.inform.click\/et\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finance.inform.click\/et\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finance.inform.click\/et\/wp-json\/wp\/v2\/comments?post=250770"}],"version-history":[{"count":0,"href":"https:\/\/finance.inform.click\/et\/wp-json\/wp\/v2\/posts\/250770\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finance.inform.click\/et\/wp-json\/wp\/v2\/media\/193927"}],"wp:attachment":[{"href":"https:\/\/finance.inform.click\/et\/wp-json\/wp\/v2\/media?parent=250770"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finance.inform.click\/et\/wp-json\/wp\/v2\/categories?post=250770"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finance.inform.click\/et\/wp-json\/wp\/v2\/tags?post=250770"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}